Synchrony Financing Synchrony Financing offers consumer financing in the form of credit card promotional offers on home improvements with participating contractors. Applying for Synchrony Financing is an application for a credit card. Synchrony offers us four different promotional offers:
5.99% APR Until Paid in Full
Minimum Monthly Payments of 3.00 or 4.00% of Total depending on the exact plan
No Monthly Interest if Paid in Full within 18 Months
Minimum Monthly Payments of 2.50% of Total
If the Promotional Offer is not paid within 18 months, interest at a rate of 26.99% will be charged to your account from the date of purchase. Because of this we strongly suggest having a backup option to refinance this offer or transfer this offer to a different credit card in case the promotional balance cannot be paid within the 18 months.